Maxiplan PIAS
FAQs
Now's the time to make great.
Saving for the future is a wise decision. And if you can also be sure your income won't fall when you most need it, it's the wisest decision of all. The best way to ensure a problem-free future with no unexpected setbacks. And, as always, you can rely on santalucía.
The MaxiPlan PIAS that santalucía has prepared is the best way to make your money work for you. An insurance that lets your savings grow while providing an extra life-long income from the tenth year on, when you decide you need it. So, you'll never lose purchasing power and your standard of living will stay as it is.
Moreover, should the need arise; you can turn your savings into cash at any time.It's that easy.
With total flexibility
You can make periodic instalments to your Plan, single payments or one-off payments.
Guaranteed high interest
You will be guaranteed a 4.10% annual rate for all contributions made in the first three months from when the insurance comes into effect. The interest will be updated every six months based on the evolution of the type of assets used. Offer valid from the 19th of October until the issue runs out.
The highest liquidity
You'll be able to recover your contributions after the first year, either partially or totally.
And with the best tax advantages
If, when you receive your payment, over 10 years have passed since the first contribution to your MaxiPlan PIAS, all interest accruing through savings up to that time is tax-free if the interest is taken in the form of income.
What's more, you'll enjoy all the tax advantages in force for life annuities.
MaxiPlan PIAS from santalucía, the easiest way to ensure tomorrow's income today.
- Summary of terms and conditi.
- The first contribution must have been made at least 10 years prior to the time of receiving any income.
- There is an annual limit of 8,000 euros for contributions, with a maximum of 240,000 euros for the whole period over which income is generated. The minimum one-off payment is 150 euros.
- Payment may be suspended at any time and begun again when you wish, with no need to meet any unpaid payments to date, surcharges, or interests for late payment.
- You can request to cash in all or part of the policy provided at least one year has passed since the beginning of the contract.
- Possibility of transferring all or part of the Accrued Amount to other PIAS, completely free of charge.
- Minimum single premium: 3,000 euros or periodic premiums depending on the duration of the policy.
- Protection in the event of death.santalucía guarantees payment of the Accrued Amount, plus an additional capital payment of 10% of that amount up to a maximum of 1,000 euros.
A world of protection For Your Saving
