Taxation, returns and flexibility
When you take out santalucía's MaxiPlan Guaranteed Pension Plan you won't need to wait until you retire to be able to enjoy its advantages, because from the very first instant you can benefit from an excellent tax situation, since the premiums paid in are annually deductible from your taxable income.
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In addition, a minimum 2.80% annual technical interest is guaranteed throughout the life of the plan, plus the increases accumulated from the share in profits. And forget about stockmarket fluctuations.
All of this with the greatest of ease, since flexibility is total. You can make as many extra payments as you want, with a minimum of 150 euros, and increase or lower the initially agreed periodic payments.
Retirement on the date set out in the MaxiPlan
You will receive the guaranteed capital sum stated in the policy, plus the increases accumulated from the share in profits.
Retirement on a date prior to that set out in the MaxiPlan
The value of the benefits under this contingency will be equal to the mathematical provision existing up to that time.
And in addition...
Serious illness or long-term unemployment
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santalucía will pay out the value of the mathematical provision existing up to that date.
The policyholder will receive all the premium rates paid in, without interest, plus the amount of share in profits assigned to the policy up to that time.
In either case, you'll be able to receive the amount insured as a lump-sum or as a regular income.
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A capital sum equivalent to the main insurance premium rates outstanding until completion of the insurance.
Total permanent disability
A capital sum equivalent to all the premium rates paid in and those outstanding.
With the guarantee of one of the most solvent Insurance Companies in the market.Investment 100% guaranteed.
IN ACCORDANCE WITH THE GENERAL AND SPEDIFIC CONDITIONS AND WITH THE LIMITS CONTAINED IN THE POLICY.