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Other Life Policies

FAQs Others Life Policies

We have various types to adapt the policy to your needs:

  • Annual life insurance risk policies either renewable or fixed term, with and without revaluation for one or two family heads, containing cover for death, accident, total permanent disability and serious illness.
  • Group life insurance for businesses.
  • As well as life insurance to guarantee the payment of mortgages or other types of loan:

Renewable Term:

The insurance policy lasts for one year and can be tacitly renewed.
The insured sum is adapted annually to the total outstanding debt, remains fixed or is even revaluated in line with the consumer price index to provide additional protection.

Decreasing Term Insurance:

In this type of insurance, the insured sum is established each year according to the outstanding debt or a constant annual decrease is applied that is obtained from dividing the initial insured sum between the number of years for which the insurance remains valid.
Where the Insured dies while the insurance policy remains valid, the Beneficiary will receive the insured sum corresponding to the year of death.

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