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General LifePlan

FAQs General LifePlan

So that your insurance can change as quickly as your life

Life has lots of surprises in store and each day is different. So why shouldn't your life insurance be just as flexible? Your situation can vary at different times of your life, depending on your family situation, your age, your job... You can renew your insurance policy year by year and adapt it to your changing needs. With the General LifePlan Insurance policy by santalucía, you will always have the protection and peace of mind you need at each step. No more, no less. Made to suit you.

Why choose General LifePLan?

The General LifePlan Insurance package offers the simplest and most affordable life insurance policy, with the easiest application process on the market and without the need of a medical examination*. It is especially tailored towards families, thanks to the large range of benefits, assistance and services that it includes.

* Except in the case of positive statements in the simplified health questionnaire.

Basic cover

General LifePlan Insurance by santalucía offers a large range of basic cover:

  • Death by natural causes
  • Double indemnity in the event of accidental death
  • Advance payout in the event of terminal illness
  • Additional indemnity in the event of simultaneous death
  • Major** and severe*** dependency
  • Comprehensive legal protection
  • Medical healthcare
  • Second medical opinion
  • Cardiac rehabilitation

What's more, you can also choose

As an optional benefit, you can also buy Absolute Permanent Disability cover, with which santalucía guarantees an advance payout of the sum insured for the event of death by natural causes, the contract being thereby terminated.

** State in which a person needs help to perform basic everyday tasks several times a day, as well as the constant assistance of another person.

***Same to the state mentioned above, but without needing the constant assistance of a carer.

IN ACCORDANCE WITH THE GENERAL CONDITIONS OF THE POLICY AND THE LIMITS STATED THEREIN.

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