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Buildings and owner's associations
Residents associations or property owners sometimes have to face the consequences of unforeseen circumstances that reduce the value of their assets. So that this won't happen you now have the Combined Policy for Residents Communities at your disposal to provide protection built on solid foundations: the guarantee of santalucía, the sector's leading company.
With every safeguard
- Damage caused by fire, lightning, explosion, implosion, spontaneous explosion and secondary effects.
- Electricity, smoke, wind, hail and snow.
- Salvage expenses, demolition, clearing up and extinction.
- Water damage, including cost of locating and repairing the breakage.
- Breakage to windows, perspex articles, signs, fixed sanitary fittings, artificial marble and stones, including installation costs.
- Forced evacuation of premises, loss of rental income and security staff costs due to a disaster.
- The largest assistance network at your service.
- Civil liability, including third party compensation, legal defence costs, payment of costs, legal or non-legal expenses and setting up guarantee bonds.
- Comprehensive legal protection including a specialist helpline, claims for the payment of community fees, claims for damages, legal defence, Administrative, Civil and Labour Law.
And in addition:
- Professional repairers located, the cost of their first visit included.
- Damaged caused by collision of vehicles, sound waves, acts of vandalism, theft, assault or robbery, including damage repair.
- Garden reconstruction.
- Falling trees, posts and aerials.
- Misappropriation of community funds committed by members of the residents community Governing Body and its employees who may have received such funds in safekeeping.
- Replacement of public documents lost as a result of the disasters covered by the policy.
- Comprehensive legal protection.
- With the guarantee of santalucía.
To be more exact
The cost of your Combined Policy for Buildings and Residents Communities will depend on the estimated value of the building and its geographical location. If your building is less than 3 years old, santalucía has the best deal on the market as to guarantees and price.
The Contents of the policy holder are insured for up to 1% of the Building.
IN ACCORDANCE WITH THE GENERAL AND SPECIFIC CONDITIONS AND WITH THE LIMITS CONTAINED IN THE POLICY.