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Automobile

FAQs Automobile. Santalucia Insurance

Because peace of mind for you and your loved ones is our priority

At santalucía we've spent all our life working for our customers and striving towards improvement to deepen the trust you have placed in us. This trust and our devotion to service have led us to offer our customers a wide range of Automobile Insurance thanks to an agreement with Pelayo Mutua de Seguros.

Taking out these new insurance policies will be managed from santalucía to make the paperwork easier and give you advice on all you need. In addition, you'll enjoy all the guarantees of Pelayo Seguros with the backing of santalucía ever seeking new solutions to make your life easier.

Because in santalucía the most important concern is you.

Modes And Cover Available
Basic Third Party

  • Compulsory insurance.
  • Civil liability limited to 50 million euros per accident.
  • Legal defence (up to 3,000 euros)
  • Claims for damages.
  • Claims for damages as a pedestrian in the event of a traffic accident.
  • Defence against traffic fines (up to 5 fines/year).
  • Automobile advice.
  • Personal accidents: Moving traffic accident insurance for the vehicle's driver to cover death and invalidity, daily benefit for temporary disability, double the capital sum for major invalidity and medical care.

Combined Third Party With Windows

The same cover provided by the Basic Insurance plus:

  • Broken windows.
  • Repair service for windscreens with light impacts.

Combined Third Party With Windows, Fire And Theft

The same cover provided by the Basic Insurance plus:

  • Broken windows (100%).
  • Repair service for windscreens with light impacts.
  • Vehicle theft (100% of new vehicle value the first year, 100% Ganvam valuation remaining years) and damage caused by robbery or attempted robbery (100%).
  • Total or partial damage to vehicle caused by fire (100% of new vehicle value the first year, 100% Ganvam valuation remaining years).

Fully Comprehensive Cover

The same cover as the above Combined Insurance:

  • Damage to vehicle or standard accessories or those declared as extras.
  • Recovery of vehicle remains and taking them for scrap prior to getting the vehicle deregistered in the Traffic Department.
  • Urgent repairs without an expert's opinion when the cost is less than150 euros.
  • Urgent transport to the repairer nearest the accident.
  • Hire vehicle in the first year after the first registration when damage exceeds 100% of the cover.
  • Own damage (100% of new vehicle value the first year, 100% Ganvam valuation remaining year).

Fully Comprehensive With Excess

The same cover as the Fully Comprehensive Insurance but with a fixed contribution being paid by the policy holder for any vehicle repairs.

Optional Guarantees
Travel Assistance
Normal

  • On-journey service provision insurance for the vehicle that covers emergency repairs during the journey, recovery in the event of theft, taking the vehicle to the repairer nearest the scene of the breakdown, accident or theft, parts dispatch, repairer's storage expenses (restricted to the European Union) and for the persons providing assistance for the vehicle's occupants, assistance outside Spain, transportation in the event of death, etc. (worldwide).

Blue

In addition to the assistance provided on a normal journey are added:

  • Vehicle taken to the repairer chosen by the policy holder.
  • Substitute vehicle in the event of accident or theft.

Licence Withdrawal

Insurance designed for people who may sustain financial loss if their licence is withdrawn. Cover is provided by a monthly benefit and the provision of appropriate resources.

Policy Holder Life Insurance

Life insurance policy in favour of the person taking out the automobile insurance. It covers death, total permanent disability, double the capital sum in the event of an accident and triple the capital sum in the event of a traffic accident.

An Insurance That Marks The Difference

There are many reasons why we're different, and because the most important concern is you, we have sought to meet your needs by offering, amongst other benefits, a certificate of guarantee, a policy mutually agreed by the Consumers and Users' Confederation so you'll enjoy the peace of mind of knowing that if we fail to keep our promise we'll return the money you paid us.

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