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Shops and Offices
A protected business is always good business.
No-one knows better than you what it takes to make a business successful. That's why it's important to safeguard against any unforeseen circumstances ruining so many hours of effort. That's why santalucía has designed the Combined Businesses and Offices Policy. A comprehensive policy to cover any possible harm that a business might suffer. A policy that adapts perfectly to your needs with some really interesting financial conditions. In a nutshell, it's a really good deal.
- Damage caused by fire, lightning, explosion, implosion, spontaneous explosion and secondary effects.
- Electricity, smoke, wind, hail and snow.
- Salvage expenses, demolition, clearing up and extinction.
- Water damage, including cost of locating and repairing the breakage.
- Breakage to windows, perspex articles, signs, fixed sanitary fittings, artificial marble and stones, including installation costs.
- Forced evacuation of premises, loss of rental income and security staff costs due to a disaster.
- Loss of profit and overheads that have to be met in the event of a total or partial shutdown due to a disaster.
- Civil Liability (payment of compensation demanded by third parties, defence and judicial bonds).
- Comprehensive Legal Protection.
- Damage due to collision of vehicles, sound waves and falling trees, posts and aerials.
- Replacement of public documents and computer programmes affected by a disaster.
- Assistance for Business.
And if you want more
If you wish, you can also take out a series of additional cover:
- Material loss and damage to the contents as a result of burglary, theft, acts of vandalism or attempts at such.
- Robbery, assault or theft of money or cheques.
- Assault or robbery against the person in charge of funds.
- Assault or robbery against customers or workers inside the premises.
- Medical expenses in the event of assault.
- Costs arising out of the breakdown of machinery and electronic equipment.
- Damage suffered by goods in cold-storage.
- Damage to vehicles caused by fire, lightning, explosion, etc.
- Objects of artistic value inside the insured establishment.
- Damage caused to the building by burglary, acts of vandalism or attempts at such.
With the guarantee santalucía
IN ACCORDANCE WITH THE GENERAL AND SPECIFIC CONDITIONS AND WITH THE LIMITS CONTAINED IN THE POLICY.